Request Insurance Claim File – All States

In almost every state, the insurance claim file is not top secret. To the contrary, it is your right to see the claim file; you simply have to request it. Use this form to request your claim file from your insurance company.

What’s in the insurance claim file? Items like written reports, estimates, bids, plans, measurements, drawings, engineering reports, contractor reports, statements, photographs, video recordings, or other documents or communications that the insurance company prepared or used during its adjustment” of the claim.

There is a lot of valuable information in these claim files that will help you get the claim adjusted and paid fairly, completely, and quickly. Plus, by requesting the file, you’re signaling to the insurance company that you’re on top of your claim. Read more in our blog post about this: How To Request Your Claim File From the Insurer. It’s absolutely free to do, and it puts the insurance company in a position of needing to cooperate with you or being on the hook for bad faith penalties. As a result, this is a really smart move.