The Easy & Fast Insurance Claim

Recent Articles

Flood Proof of Loss Filing Guide + Form

Most flood insurance is provided under the National Flood Insurance Program, or NFIP, operated by FEMA. Unlike all other types of insurance, which are subject to a complex matrix of state laws, federal laws regulate the NFIP. Policyholders and professionals, like adjusters, contractors, and attorneys, will encounter many differences when...

Ultimate Proof Of Loss Guide (+ Free Form)

Insurance claims are all about proof. The “Proof of Loss” document is the ultimate proof vehicle for insurance claims. From the moment a claim is filed, all stakeholders come together to understand and document the loss: what caused the loss, the scope of damages, and the cost of losses. For...

Assignment of Benefits: Ultimate Guide for Contractors & Policyholders

If you’re involved with a property insurance claim as a policyholder or a restoration contractor, you may encounter the term “Assignment of Benefits” (AOB). And, your research may find a lot of conflicting and confusing AOB information. The AOB concept is quite controversial. Many smart and well-intended attorneys, restoration contractors,...

The Insurance Claim File: How To Request Yours From The Insurer

Insurance companies are excellent at managing insurance claims. Immediately after receiving a claim, the insurer leverages software, services, consultants, and team members to prepare a robust and detailed claim file. And that file is mostly hidden from the policyholder and all the stakeholders who help the policyholder. This is an...

How to File Louisiana Citizens Property Insurance Claim and Make It Easy

In the face of unexpected events like natural disasters or accidents, having property insurance can be crucial to your ability to recover, rebuild, and get your property back in shape. For many people in Louisiana, this protection is obtained through Louisiana Citizens Insurance. However, understanding the ins and outs of...

Recent News

Insurance Claims Hub: Tropical Storm Debby

Tropical Storm Debby has significantly impacted several states, particularly in Florida and Georgia. With severe flooding, power outages, and property damage, residents face the challenges of filing insurance claims. This hub provides essential information to help you understand your insurance coverage, make emergency repairs, and access valuable resources. Is My...

Insurance Claims Hub: California Park Fire 2024

The California Park Fire began on July 24, 2024 in Northern California, causing widespread destruction and prompting thousands of evacuations. As residents begin to assess the damage and file insurance claims, ClaimSpot is here to provide crucial information and resources for those affected by this devastating wildfire and to contractors...

Insurance Claims Hub: North Florida Storms May 2024

On May 10, 2024, severe storms, wind, and tornadoes impacted the Florida panhandle, leading to a state of emergency declaration. The severe weather included dual tornadoes that tore through Tallahassee. A federal Major Disaster Declaration was later approved on June 18, 2024 to support recovery efforts. This resource hub aims...

Insurance Claims Hub:  Minnesota Floods June 2024

Minnesota experienced significant and widespread flooding in June 2024, affecting multiple regions across the state. The flooding was described as “unprecedented” in some areas, with nearly half of Minnesota under flood conditions by June 27, 2024. The flooding was primarily caused by several rounds of heavy thunderstorms that occurred between...

5 Graphs Explaining Louisiana’s Insurance Crisis

Louisiana homeowners are feeling the pinch as the cost of homeowners insurance continues to rise. Louisiana Insurance Commission Tim Temple recently touted reforms meant to reign in the cost of insurance in a Times-Picayune | NOLA.gov editorial. Homeowners insurance premium and claim data supplied from the Louisiana Department of Insurance...